Create and configure your approval center
POST to https://sandbox.verifast.com/api/v1/getapplicationapproval
Sample Request
curl --location --request POST 'https://sandbox.verifast.com/api/v1/getapplicationapproval' \
--header 'Authorization: Bearer Of5Ebpi4n7a6uPbpn2nYhs1y0sQDie9hV5lnXWYADtHVZredm6bHlXhmcSBZ' \
--form 'applicationid="234rdlj23l4kj12kl2j32323422"'
Sample Response
Starting from {baseline_value}, for every {baseline_type}(up/down) of {evaluation_value}, the score will {evaluation_type}(up/down) by {score_value}
Example
Rent to income has a weight of 10 in total approval center score
Rent to income should be 30% (baseline_value) or less
for every 3% (evaluation value) , Increase (baseline_type), reduce (evaluation_type) the weight by (score_value) of 1
In this scenario once rent to income hits 60% the applicant would have 0 out of 10 to their approval center score for this attribute
Parameter name | description | value |
---|---|---|
attribute_enabled | will this be used in the overall calculation | 1,0 |
baseline_value | this is the value of the ratio like rent to income or number like count of nsf | integer |
weight | the amount that will apply to the overall score. For example if weight is 10 for rent to income and if full points are awarded, 10 will be added to overall score to be calculated. | integer |
evaluation_value | this is the amount of the baseline value going up or down that will trigger an increase or decrease of score value | integer |
baseline_type | assign if you want to track if the baseline value is going up or down | down,up |
evaluation type | down,up | |
score_value | integer |
{
"net_monthly_rent":{
"attribute_enabled":"1",
"baseline_value":"30",
"weight":"10",
"score_value":"3",
"baseline_type":"down",
"evaluation_type":"down",
"evaluation_value":"1",
"attribute_description":"Net monthly income to rent. This uses the rentbudget supplied and compares to total income to produce a percentage"
},
"debt_to_income":{
"attribute_value":"1",
"weight":"10",
"score_value":"1",
"baseline_type":"up",
"baseline_value":"30",
"evaluation_type":"down",
"evaluation_value":"3",
"attribute_description":"Net monthly income to rent. This uses the rentbudget supplied and compares to total income to produce a percentage"
},
...
}